ARTedyS — R&D for External SPV — ARTedyX
AI Platform for Tokenized StableDebt™
We orchestrate the full lifecycle of bank‑originated assets into compliant, off‑balance‑sheet StableBonds via an External SPV — aligning EU regulations with modern blockchain rails for global distribution.
R&D pillars
- AI orchestration
- KYC/AML & fraud
- Dynamic pricing
- Risk & triggers
- Audit & reporting
- Tokenization
Detailed Architecture — AI‑Driven StableBond Lifecycle
High‑level synthesis of the internal architecture. Detailed artifacts available privately on request.
1. Ingestion, Identity & Access
- Streaming + batch ingestion with schema enforcement; event bus for low‑latency routing.
- OIDC/OAuth2; role‑based access; PII vault/tokenization (GDPR/AML minimisation).
- Document AI (OCR/NLP) & feature store; model registry and drift monitoring.
- Saga/workflow engine coordinating onboarding → pricing → risk → listing.
2. Pricing, Risk & Compliance
- Dealer/exchange aggregation; best‑execution; liquidity scoring & spread control.
- PD/LGD/EAD frameworks; EWI dashboards; stress tests & parametric triggers.
- Continuous KYC/AML/CTF; sanctions/PEP/adverse media with risk‑based updates.
- MiCA/MiFID/PRIIPs alignment; immutable audit & reporting pipeline.
3. Tokenization & Distribution
- Asset‑referenced token (ART) with whitelist gates & transfer restrictions.
- Coupon scheduler; corporate‑action hooks; redemption logic.
- Broker/RWA platform integrations; custody/wallet support; optional DEX liquidity.
4. Ops, Security & Reporting
- Observability (metrics/logs/traces); SOC runbooks; incident response.
- Secrets mgmt & HSM; network segmentation; least‑privilege & zero‑trust posture.
- Automated KID (PRIIPs), term updates, quarterlies; XBRL/CSV exports.
Frankfurt Quotation Board — Listing Workflow
Target: 3‑year fixed‑coupon note (Reg S / professional; €100k denomination) with ICSD settlement.
Counterparties & Timeline
- Specialist inclusion (e.g., Baader Bank), subject to onboarding/confirmation.
- Paying/Listing Agent onboarding; ICSD eligibility (Clearstream/Euroclear).
- Identifiers: LEI (issuer), ISIN (note), Clearstream admission — placeholders until issuance.
- Indicative timeline: 60–90 days to admission post confirmations.
Refundable Escrow (75–150k€)
- Counsel‑held; invoice‑only releases (Specialist, Paying/Listing Agent, LEI/ISIN/CBF, legal/audit).
- 100% credited at par to investor’s first allocation.
- Automatic refund if (i) no admission within 90 days; (ii) final allocation < €2m; (iii) written rejection.
- Optional 30‑day extension by mutual consent.
Investors
Docs & Identifiers
- KID (PRIIPs) : available on request.
- Term Sheet : preview on request.
- ISIN : TBA at issuance.
- LEI : TBA at onboarding.
Target Instrument
- 3‑year fixed‑coupon StableBond™; €100k denomination.
- Quarterly/semi‑annual coupons; security interest in performing assets.
- ICSD settlement; secondary trading per venue rules.
Compliance Notes
- EU/UK professional only; no retail marketing.
- U.S.: any offer solely via compliant private placement documents and intermediaries.
Leadership
Request Architecture Summary & Materials
Partner with ARTedyS
Originating bank, broker, or allocator? Let’s align on Specialist inclusion, paying/listing agent onboarding, and distribution.
Professional investors only. Not an offer to the public. Any U.S. offering will be made solely pursuant to applicable exemptions.